Claim Settlement Ratio (CSR) ??????????????? ???????????? ??????? ??????? ???????????????????????????????????? ?????? ??????? ??? ??????? ????? ??????? ?????? ?????? ????????????????? for any ??????? ?? ??? ??????? ??? ??? ?? ?????????? ????? ???????? ?????? ??? ?????????? ??? 4 ??????????? ???????? ?????? ??? ?????? Corona Kavach ????????????